Running a business in the UAE is exciting. Managing the books shouldn't hold you back.
Maya Finance handles your invoicing, expenses, VAT returns, and compliance — so you can focus on what you started your company for.
3 months free for every signup. 6 months free when you set up your company through Maya AI.
Setting up a UAE company? Get 6 months of Maya Finance free.
Founders who incorporate through Maya AI get double the free period — 6 months instead of 3. Your company data, contacts, and trade license details carry forward into Maya Finance automatically. No second signup. No re-entering anything.
Sound familiar?
Scattered receipts
Receipts in your inbox, WhatsApp, and car door. No idea what's deductible.
Expensive accountant
Paying AED 2,000–5,000/month for someone who still asks you to sort your own paperwork.
Flying blind
No idea how much cash you have, what's overdue, or when VAT is due — until it's too late.
This is Maya Finance
One platform for everything that touches money in your UAE company.
Connect your bank. Watch transactions sort themselves.
Wio Bank connects directly. For Emirates NBD, Mashreq, ADCB, FAB, RAKBANK, or any other UAE bank — upload a CSV or MT940 statement.
AI classifies every transaction with a confidence score. High-confidence entries post automatically. Uncertain items wait for your approval.
Never silently miscategorized. You always get the final say.
Set a direction. Every decision follows.
Tell Maya Finance what you're trying to achieve — grow revenue, minimize tax, build a cash buffer, or prepare for exit. Up to 3 goals at once.
The system decomposes your goals into measurable KPIs, detects conflicts between them, and generates a prioritized action plan grounded in your actual numbers.
Not a vague wishlist. A financial strategy that updates monthly from your live books.
Send an invoice. Maya Finance collects the payment.
Professional invoices with payment links. Send them and move on.
Automatic reminders go out via WhatsApp and email. When a customer says “paying Friday,” Maya Finance remembers — and follows up if they don't.
Bank payments auto-match to open invoices. One less thing to close manually.
Buy smarter. Compare quotes. Track every dirham leaving the company.
Describe what you need, invite suppliers, and collect structured quotes — all from one request. No more chasing PDFs over email.
Compare offers side-by-side. Send counteroffers. When you approve, the purchase order generates automatically and books into your ledger.
Spend approval gates keep you in control. Nothing gets committed above your threshold without your sign-off.
Track every asset. Depreciate automatically. Pay less corporate tax.
Record your equipment, vehicles, software, and fit-out with the purchase cost and useful life. Maya Finance handles the rest.
Monthly depreciation posts to your ledger automatically — straight-line, catch-up for backdated purchases, capped at residual value.
Every dirham of depreciation reduces your 9% corporate tax bill. Most UAE founders miss this entirely.
Payroll, gratuity, and WPS — the three things every UAE employer must get right.
Track every employee: salary, allowances, visa details, and bank information. Generate monthly payroll with one click.
End-of-service gratuity calculates automatically using UAE Labor Law rules. The liability appears on your balance sheet — no surprise payouts when someone resigns after 3 years.
WPS compliance tracked monthly. You always know whether you're on time or at risk of a MOHRE labor ban.
Know your customers. Track your pipeline. Issue invoices faster.
Every customer and supplier in one place. Import from a CSV or Google Sheet, or let Maya Finance learn them as you issue invoices and capture bills.
Start typing a name on any invoice or expense form — Maya Finance auto-suggests matching contacts and fills in their details. No re-entering email, phone, or TRN.
Pipeline view shows who's a lead, who's active, and who's gone quiet. Lifetime revenue and payment behaviour at a glance.
VAT returns built from your live books. Not a quarterly scramble.
Quarterly VAT is computed automatically from the ledger. No exporting, no re-keying, no panic the week before the deadline.
QFZP de minimis tracking for free zone companies. Corporate tax preparation at year-end.
A reviewer checks everything before you file.
Based on your current runway of 8.2 months and monthly burn of 42K, adding a second developer at market rate (~ 18K/mo loaded) would reduce your runway to 5.1 months.
You'd need to close at least one of your two pending proposals to stay above 6 months of runway.
Ask “Can I afford to hire?” and get an answer based on your actual numbers.
Finn is your AI financial advisor, grounded in your real ledger data. Runway estimates, cash flow forecasts, collection predictions.
Not generic advice — answers specific to your company's position right now.
Based on your books. Not a chatbot guessing.
Why Maya Finance
Built for UAE
Free zone VAT, corporate tax, WPS payroll, QFZP tracking. Not a generic tool with a UAE flag bolted on.
Transaction review included
On paid plans, your books are reviewed monthly. You don't need to hire a separate bookkeeper.
Formation to bookkeeping
Set up your company through Maya AI and Maya Finance activates automatically. 6 months free — double the standard 3-month trial.
Simple, transparent pricing
3 months free on every plan. 6 months free when you incorporate through Maya AI. No credit card required to start.
Free for 3 months, then 99/month
- Up to 25 invoices/month
- Payroll for up to 3 employees
- Wio bank connection
- VAT return drafts
- CRM & supplier management
- Procurement tools
- Email support
Free for 3 months, then 699/month
- Everything in Self-serve
- Up to 50 invoices per month
- Monthly transaction review
- VAT filing support
- Bank reconciliation
- Priority support
Free for 3 months, then 999/month
- Everything in Standard
- Up to 100 invoices per month
- Monthly transaction review
- VAT filing support
- Bank reconciliation
- Priority support
Free for 3 months, then 1999/month
- Everything in Growth
- Up to 500 invoices/month
- Monthly transaction review
- VAT filing support
- Financial reporting
- Priority support
All prices exclude 5% UAE VAT. Plans auto-renew monthly. Cancel any time. 3 months free on every plan. 6 months free when you incorporate through Maya AI.
Frequently asked questions
Can I use Maya Finance without setting up a company through Maya AI?
Yes. Maya Finance works as a standalone bookkeeping platform for any UAE company.
Which banks are supported?
Wio Bank has a direct API connection. For all other UAE banks (Emirates NBD, Mashreq, ADCB, FAB, RAKBANK), upload a CSV or MT940 statement.
Who reviews my transactions?
On Standard, Growth, and Plus plans, a professional reviewer checks your categorizations, VAT calculations, and ledger accuracy monthly.
Is my data secure?
All data is encrypted in transit and at rest. Hosted on European infrastructure. Bank credentials are never stored.
Can I switch from Zoho Books or Xero?
Yes. Maya Finance has a built-in Zoho Books migration wizard — connect via OAuth, scan your data, and import without CSV exports. For Xero and other platforms, import via CSV. See our Zoho Books alternative guide for the full comparison.
What happens after the free period?
Direct signups get 3 months free. If you incorporated through Maya AI, you get 6 months. After the free period, your plan auto-renews at the selected tier. You can upgrade, downgrade, or cancel any time.
Your books, handled. 3 months free.
No credit card required. Full access from day one.
Incorporating through Maya AI? You get 6 months.